In need of short-term care after an injury, illness or health setback? Boost Home Healthcare raises the bar for recovery. And thanks to multiple payment options and plans, you can get the expert nursing care you need for yourself or a loved one without the added financial strain. Discover the many ways to pay for home healthcare.
- Doctor’s order or prescription: If a doctor recommends and orders home healthcare after a health setback, the services are typically fully covered by insurance. You likely won’t experience any out-of-pocket costs to use these services.
- Medicare and Medicare Advantage: For Medicare beneficiaries, covered home healthcare services are provided at no cost to the patient. For patients covered by Medicare Advantage plans or by private insurance, covered home healthcare services may be subject to co-pays.
- Medicaid/state-managed Medicaid programs: Medicaid covers a wide range of home healthcare services for eligible individuals, including personal care services, skilled nursing, home health aides, and therapy. Medicaid programs and coverage may vary by state, so it’s important to check the specific guidelines in your state.
- VA benefits: The U.S. Department of Veterans Affairs offers programs that may cover home healthcare services for eligible veterans. The benefits can help with the cost of home healthcare, skilled nursing care, and other necessary offerings.
- Workers compensation: If a work-related injury or illness causes an individual to seek care, workers compensation insurance may cover the costs of these services. Employers are typically required to have workers compensation insurance to provide coverage for medical care and rehabilitation for work-related injuries.
- Long-term care insurance: Long-term care insurance is designed to cover services that are typically not covered by health insurance. It can be an excellent option for those planning for future healthcare needs. Policies vary, so be sure to review the terms, coverage, and limitations of any policy before making a decision.
- Private pay: Individuals and families can opt to pay for home healthcare services out of pocket if they do not have insurance coverage or are looking for specialized services beyond what their insurance covers. Private pay offers added flexibility in choosing the type and frequency of care.
- Insurance billing: Each insurance company has specific guidelines outlining eligibility for home healthcare services. Most commercial insurance companies cover home healthcare services with little or no out-of-pocket expense to the patient.
Have questions about the ways to pay for home healthcare? Interested in learning more? Talk to our team and find Boost Home Healthcare services near you.